Couriered Demand Draft Checks

Virtual Checks Sent To Your Institution




Demand Drafts and Courier Service

Merchants not able to utilize ACH or the Virtual Check 21 Service can opt to use the Demand Draft and Courier Service. After submitting transaction data to Check21.com, a virtual check (also known as a demand draft) is created and physically delivered to the merchants financial institution.

When utilizing this option merchants continue to benefit from next-day fund availabilty but lose sacrifice the speed in which check transactions clear by up to one business day.

The Benefits

  • Next-Day Fund Availability
  • Direct Merchant-to-Bank Relationship
  • Automated Recurring Module
  • Detailed Reporting Functionality


Reduce check returns, chargebacks, processing fees, and settlement time

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