LLC provides merchants and banks with the gateway technology necessary to capture, verify and submit both ACH and X9.37 files (also known as, “Check 21 files”). Unlike all of its competitors, does not aggregate check transactions. Instead, each customer of is required to open its own individual bank account at the participating financial institutions. To facilitate payments, offers merchants a wide array of solutions, including Virtual Check21, Physical Check Scanning, Mobile Capture and Check Verification options.

Management Team

With combined intellectual experience of over 20 years in financial technology development and sales, prides itself on having the most knowledgeable team focused on check related services. Our team is committed to providing elite service to match our supreme products and solutions. Customer service, custom solutions and an innovative approach to the account receivable and collection process is a primary focus of the staff.

Ido Meros - President of LLC

Throughout his career, Ido Meros, has secured contracts with Fortune 500 companies such as Jamster, while also working with NBC Biggest Loser Club, Imperial Vodka, Remy Martin, Nutracore, Trim Life, Ediets, Lifescript, and many more. Furthermore, Mr. Meros has presided over the successful inception of three multi-million dollar start-ups. Today, Mr. Meros is key to the development of new technology, the sales and business development strategy and strategic partnerships.

Mike Ginzburg - Senior Vice President of LLC

For over a decade, Mike Ginzburg has developed and maintained ACH and credit card processing technology, all under strict PCI/DSS Visa/Mastercard security compliance. Additionally, Mr. Ginzburg founded and managed the operations of an interactive entertainment firm grossing eight figures annually and consisting of 27 employees and 15 websites. At, Mr. Ginzburg establishes and manages technology provider relationships including but not limited to OCR providers, banking and accounting platforms and scanning hardware solutions.

Leo Ribeiro - Senior Developer of LLC

Leo Ribeiro is the cheif archetect and developer of most Check 21 and Check Verification platforms. Mr. Ribeiro, a Brazilian native, has spent the last several years coding in several languages including but not limited to PHP and Java. Mr. Ribeiro also has a vast array of knowledge in VOIP, IVR and OCR based solutions. Mr. Ribeiro is currently leading our mobile capture initiative.

Chris Rodriguez - VP of Operations of LLC

Chris Rodriguez joined in 2009 and has since become an instrumental part of the team. Mrs. Rodriguez oversees the sales, account management, development and operations departments. Mrs. Rodrigues works closesly with the President of, Ido Meros in the planning and implmenting of company wide objectives.

Althea Balwah - VP of Business Developement for LLC

Althea Balwah has over a decade of experience in business development, project management and sales. Prior to her tenure with, Mrs. Balwah led multiple teams of over 100 employees dedicated to meeting and exceeding company sales goals. Mrs. Balwah develops sales and partner relationship strategies for each of's service offerings and is instrumental within the enterprise sales division.

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