Using the Payology Check Scanning Software Development Kit (SDK), developers can quickly develop and integrate their cloud-based platforms with a native white-label check scanning solution. The SDK contains a library of code that provides check scanning functionality, OCR conversion, MICR and barcode extraction, remittance advice scanning, and image quality and usability testing features.

Technology providers offering cloud-based payment platforms or accounting solutions can utilize the Payology Check Scanning SDK to provide their users with a seamless native check scanning solution.

The MICR line, a row of data which includes account number, routing number, check number, and at times, amount, found on the bottom of a check is captured, extracted, and transmitted in a JSON response to the client upon API submission.

The Payology Check Scanning SDK automatically locates, extracts, and returns barcode data found on remittance advice in a JSON response.

The Payology Check Scanning SDK allows developers to utilize remittance advice scanning functionality, that will extract and map all required data input fields found within the remittance advice and then return the data in a JSON response.

The Payology Check Scanning SDK, when combined with a Digital Check Adaptive scanner, allows users to scan both check-sized and letter-sized documents.

Post-scanning, the Payology Check Scanning SDK automatically invokes the Check 21 OCR engine and returns all recognizable data in a JSON response.

The Payology Check Scanning SDK runs several usability tests including ensuring signature, endorsement, legal amount, courtesy amount, and more values are present.

Before transmitting check images to financial institutions, the Payology Check Scanning SDK qualifies each image by using industry-standard IQA tests. Streaks, skewed items, excessive spotting, framing, brightness, and dog ears are just some of the IQA tests examined upon the scanning of items.

Most developers implementing the Payology Check Scanning SDK into their cloud-based environment can do so within a 3-5 day period depending on the complexity of the Accounts Receivable process.

Developers using the Payology Check Scanning SDK to process check transactions can utilize check scanner printing functions to physically endorse checks or emulating functions for the virtual endorsement of items.