City and state municipalities use a variety of Check21.com solutions to streamline their accounts receivables process across multiple divisions. With the Check21.com Payment Gateway, municipalities can debit their individual account holders via ACH, while using advance payment collection methods to debit corporate accounts. Such methods may include Remotely Created Checks (RCC), a virtual image of a check created using a corporation's name, address, and bank account. When using the Remotely Created Check option, municipalities mitigate the risk posed by bank accounts whose ACH debit functions have been disabled, ensuring the highest collection ratios while lowering the overall return ratio.
City and State municipalities within the Salesforce ecosystem also use the Payology Check Scanning solution. Within the platform, the solution is used to scan checks and remittance advice and apply the items to their respective open invoices. The remittance advice corresponds to one or more open bills, allowing for check data to be pre-populated on the check scanning user interface. Similarly, historical check data can be used to prepopulate the account holder/payee and the selection of applied invoices from oldest to newest. To comply with city, state, and federal laws, validation options built into the app are enabled, ensuring check payees whose accounts are flagged cannot have their items deposited.